Most Americans have auto insurance with State Farm, GEICO, Allstate, Progressive, USAA, and other major insurance companies. All of these insurance companies cover drivers in all 50 states. If you have a GEICO insurance policy and are moving to a new state, you can keep your GEICO insurance policy while you move. However, you still need to notify GEICO about the move and GEICO will adjust your policy to fit the regulations of your new state.
Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. If you decide to change your car insurance company, make sure there is no interruption in your coverage and remember to cancel your old policy. When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer.
Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
If you moved from a rural area to a big city, for example, your car insurance premiums can double, even if you're in the same state. If you use a large insurance company like GEICO or State Farm, your insurer will cover all 50 states and easily switch your policy to your new state. But do you also need to change insurance companies? In most cases, you can keep your same car insurance company when you move to a new state. You can change your car insurance policies at any time, whether you bought your policy two days or two months ago.
For years, GEICO has strived to make the process of buying and renewing insurance as simple as possible. However, if you have a small or regional provider, you may need a new car insurance company after moving to a new state. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect. If you're interested in changing your car insurance company, you won't have to wait for your current policy to expire.
Read on to find out everything you need to know about how to maintain your car insurance after moving to a new state. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims.