When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees your insurer may charge.
Check if your current company offers car insurance in your new state of residence. If they don't, ask your friends which insurance company they recommend for your new area. It's best to let your insurance company know when you plan to move. Once you know the date of your move and your new address, notify your insurer immediately.
If you need to move suddenly, it's okay to let us know as soon as possible so that you have the right coverage. If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address. Renewing your car insurance is often a simple process. Your insurer will contact you by mail or email with the updated rate.
If you accept the updated rate, simply make a down payment or pay your renewal quote in full. Car insurance companies use the driver's age to determine how likely they are to have an incident or file a claim. Car insurance rates change with age and generally tend to get cheaper as drivers age. In Georgia, men tend to face higher rates by age than women, as men are considered to be riskier drivers in all age groups.
Not all states allow insurance companies to use gender and age, but both factors are allowed in Georgia. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages for which they are responsible. While your rate may be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
Affordability is important to everyone when it comes to car insurance coverage, but your auto insurance company should be judged by the way it handles claims. If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy. If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. In states that allow it, such as Georgia, auto insurance companies often use credit-based drivers' insurance ratings to help them calculate rates.
You can change your car insurance policies at any time, whether you bought your policy two days ago or two months ago. However, the vehicle must be regularly parked at your residence overnight in order for Progressive to insure it in your policy. Cars that cost more to repair, such as foreign vehicles with imported parts, generally have higher auto insurance premiums. Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect.