CBS4 - John King, Georgia's Commissioner of Insurance and Fire Safety, issued a directive aimed at auto insurers, basically telling them to stop cutting costs on claims for total losses. Because car insurance is based on a variety of factors, what works for one driver may not work for another. Young, inexperienced drivers tend to pay more for car insurance coverage because they lack driving experience. Many drivers find cheap car insurance with Progressive, especially those who qualify for discounts, but the only way to find the most affordable coverage for you is to compare prices.
Like any auto insurance company, Progressive can deny claims if it discovers that you misrepresented something about the incident or if you don't have the policy limits to cover a claim. You can change insurers at any time, even if you just renewed your policy with another insurance company. With a long history in the insurance industry and a strong financial rating, Progressive has a good reputation. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims.
In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Car insurance rates from Progressive or any other provider are influenced by several factors, some of which are within your control. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Progressive has been in business for more than 85 years, and today it's a one-stop-shop for a variety of insurance products.
In 1956, Progressive began focusing on high-risk drivers and became an affordable option for many people with car accidents or other violations in their driving history. The directive is the result of an investigation by CBS46 that showed how Progressive calculated ad valuem state taxes for cars reported as total losses.