Loyalty based car discounts Save when you have two or more policies with Progressive. For example, if you have car and boat insurance with us, you'll enjoy a discount on one of those policies. Progressive has a loyalty system that rewards policyholders for staying with the insurer. The longer you stay with Progressive, the higher your level of loyalty.
Also known as Platinum II, members get this status when they have been insured by Progressive Insurance or another insurer for 5 years.