If a driver listed on your policy moves out of your residence, you can generally remove that driver from your car policy. Depending on the insurance company, you may have to prove that they no longer live with you. If the person is still living with you, your insurer may still require that it be listed on your policy. To exclude a driver from your insurance policy, contact your auto insurance company.
You may need to fill out and sign a driver exclusion form. However, keep in mind that the rules for excluding drivers vary by insurer and not all states allow drivers to be excluded. If you decide to cancel your policy, have a copy of the bill of sale ready when you contact your insurance company. This will show that the car is no longer in your name and that you are not legally required to have insurance.
Depending on your state, you may also need to notify your DMV after canceling an insurance policy. Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver. This is where a Progressive commercial auto insurance policy comes in handy, as it covers repair costs and the resulting medical expenses for both your employee and the uninsured motorist. Your car accident lawyer can push them harder based on their years of experience, and the insurer will see how seriously your claim is being taken.
You can also have the certificate emailed directly to your insurance agent, who can begin processing your insurance discount. Progressive commercial auto insurance policies offer specific coverage for commercial vehicles, usually at no additional cost. Yes, you can cancel your car insurance after selling it once you've transferred the title to the new owner, completed the bill of sale, and filed a notice of exemption from liability to your state's department of motor vehicles, if your state requires it. An excluded driver is a person in your household who has been explicitly excluded from coverage under your auto insurance policy.
Several factors can affect the amount of time it can take Progressive and other insurance companies to review claims and respond to demand letters. For example, if a driver has several accidents or violations on their motor vehicle report that have a negative impact on the cost of your insurance, excluding them from your policy could reduce your car insurance rate. Commercial auto insurance policies protect business owners from being responsible for damage caused to company vehicles by car accidents. No one should give a recorded statement to an insurance company, not even to their own insurance company, without first consulting an attorney.
Your car accident lawyer must provide Progressive with the supporting documents and evidence needed to process your claim. You can remove a listed driver from your insurance policy if they no longer live with you and no longer drive your vehicle. If Progressive isn't the right choice for your commercial auto insurance needs, both GEICO and USAA are worth considering.