We've also ranked the best auto insurance companies in Georgia for minimum and full coverage auto policies to help you choose the right coverage for your needs. It's also worth noting that authorized insurance companies must send a notification of any termination, addition, or deletion of their policy to the Georgia Department of Revenue's insurance database. No, Georgia law does not require drivers to have a full-coverage auto insurance policy for their vehicle. The amount of car insurance you need in Georgia must meet the minimum liability coverage required by the state.
If, instead, you're looking for a policy that balances quality with affordability, MoneyGeek also ranked Georgia's top auto insurance companies. AutoOwners, USAA, Geico, Country Financial and Georgia Farm Bureau typically offer the cheapest car insurance policies with minimum coverage for Georgia drivers. USAA, Geico, Auto-Owners, Georgia Farm Bureau and Progressive offer the cheapest full-coverage insurance rates for Georgia drivers on average. Insurance issues are some of the most difficult to deal with after a car accident in Atlanta or anywhere in Georgia.
That's why the amount of car insurance you need depends on your personal factors, such as your driving history and financial stability, along with external factors, such as the number of uninsured drivers in the state. These prices are just estimates based on the rates of an average Georgia driver and should not be used to compare insurance prices. This is when photographs are taken to document the condition of a vehicle before taking out insurance to protect both the driver and the insurer. This means that if a family member or friend of the driver borrows your car and has an accident, the insurance coverage will still be valid.
In Georgia, auto insurance laws require drivers to have a minimum amount of liability insurance before they can drive in the area. In Georgia, auto insurance laws state that all drivers need car insurance before they can operate their personal vehicles. In Georgia, there is no auto insurance penalty for those who do not have insurance policies, with consequences ranging from fines to jail terms.