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The insurance provider you choose is important, however, these are the factors that affect your car insurance rates. A car accident checklist will help you gather all the information you need at the scene, so you have a better chance of filing a successful insurance claim later on. You don't need the hassle of trying to find an insurance identification card, or worse, of being fined for not being able to present your proof of insurance. Getting car insurance when buying a car is one of the irrefutable certainties of the modern world.
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