However, car insurance premiums are affected by factors other than state lines. Keep reading to determine how much car insurance costs in your state, or enter your zip code to get personalized quotes from major insurers. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. Auburn has the cheapest car insurance in the state, with average premiums 52 percent lower than the state average.
If you're looking for cheap car insurance in Georgia, you can also use NerdWallet's car insurance comparison tool. Young drivers in Georgia can expect their car insurance rates to increase by 12% after a speeding ticket, or 28% after an at-fault car accident. All drivers in Georgia, as in most states, must have a specific amount of car insurance coverage. On average, car insurance rates for adolescent boys tend to be significantly more expensive than for adolescent girls.
MoneyGeek's list of the top auto insurance companies in Georgia is a great place to find affordable, quality service. However, car insurance rates typically increase after age 70, as risk factors begin to increase for older drivers. Auto insurance quotes increase after an at-fault accident because insurance companies believe that these drivers are more likely to have another accident. Cities with a high number of traffic accidents, car thefts, or high-risk factors may have higher auto insurance premiums.
Having a low credit score doesn't necessarily mean you're a bad driver, but it does affect your car insurance rates in Georgia. Georgia drivers can also find reliable customer service and affordable rates at State Farm, although State Farm rates tend to be more expensive. In no-fault states, personal injury protection is a type of car insurance that covers medical expenses regardless of who caused the collision. Visit NerdWallet's guide to car insurance requirements by state to learn more about how to buy your car insurance policy in Georgia.