Yes, Geico has a 30-day grace period to add a new car to an existing car insurance policy. If you're already a Geico customer, you can drive your new car during the grace period and be covered by the Geico policy you already have. Drivers who are currently uninsured will need proof of insurance before they can drive legally. Geico is the cheapest for drivers with bad credit.
Car owners and Erie, smaller insurers that offer coverage in several states, have even cheaper auto insurance rates than State Farm. If you plan to drive the car during the grace period, you should confirm the coverage details and make the necessary adjustments to your Geico policy quickly, should you have an accident. However, the amount you pay for car insurance will vary depending on the state in which you live and how clean your driving record is, among other factors. California, Hawaii, Massachusetts and Michigan don't allow insurers to use credit to determine auto insurance rates.
If you want to save money with the cheapest car insurance possible, it's essential to compare the quotes of several insurers. Yes, Geico offers mechanical breakdown insurance for cars that are less than 15 months old and less than 15,000 miles old. To learn more about whether Geico MBI is worth it, check out WalletHub's comprehensive guide to insurance against mechanical breakdowns. Check out NerdWallet's analysis of the cheapest cars to insure to see if your vehicle is on the list.
If you have multiple cars listed on your policy, the new car will have the same amount of coverage as the one with the most coverage. While availability may be limited, midsize insurers can beat the cheaper auto insurance prices of larger companies. Be sure to compare car insurance quotes from at least three insurers to find the cheapest car insurance for you. Look for cheap auto insurance quotes online three to five years after any accident, traffic violation, or traffic violation.
If you're already insured with Geico, your new car will be covered for up to 30 days under the terms of your current policy. The NerdWallet editorial team analyzed car insurance rates with minimum coverage from the price analysis company Quadrant Information Services. However, Geico offers a good student discount because having good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're behind the wheel.