In addition, GEICO offers specific discounts for seniors. You could qualify for a discount for driving defensively or a five-year discount for driving without problems. If you're over 50 years old, you can apply for guaranteed policy renewal so you don't have to worry about your insurer refusing to renew your policy as you age. If you know how car insurance works, you'll know that insurers usually have several discounts available.
If you're a homeowner, whether it's insured through Progressive or not, you could qualify for this auto insurance discount. If you switch to Progressive from another insurance provider, Progressive may offer you a discount depending on how long you've been insured on an ongoing basis. The table below outlines how much you can expect to pay for car insurance as a senior driver, depending on age. In some states, insurance companies are legally required to offer discounts on auto insurance to anyone who completes an approved defensive driving course.
Car insurance is one of the many bills that people don't think about renegotiating, but it's possible to lower premiums by doing some research and then talking to a Progressive agent. Travelers offers the best car insurance for older drivers with a history of accidents, both in terms of price and total value. Getting a Progressive quote online or over the phone with an authorized Progressive agent could qualify you for this discount. If you want to save money on your Progressive car insurance policy, consider the many discounts offered by Progressive.
Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. This doesn't have to involve discounts at all and can include your driving history or specific policies from different car insurance companies. The defensive driving discount may vary among the best auto insurance companies, but it usually applies after you have taken certain road safety courses.
USAA is the best auto insurer for senior veterans thanks to its low insurance premiums and excellent customer service. For example, if you take a defensive driving course through your state's DMV or other accredited organization, you might be eligible to receive a defensive driving discount from your car insurance provider. If so, your local DMV office or other accredited organization can help you get the information you need to take a defensive driving course and thus get a possible discount on your car insurance premiums.