No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. The algorithm also takes into account the percentage of what customers say Liberty Mutual Insurance does well compared to what drivers with low mileage tend to save on their Liberty Mutual premium, since less time on the road means a lower chance of filing a claim. Liberty Mutual offers better auto replacement coverage that you can add to your Liberty Mutual auto insurance policy for an additional cost.
In addition to offering lower premiums for drivers with low mileage, Liberty Mutual offers discounts for students, without accidents and without violations, among others. In most states, auto insurance companies can use credit-based insurance scores, which means that your credit rating can affect your premium. Comparing auto insurance rates is the best way to find an affordable policy with discounts for those you qualify for. Before buying car insurance, it's a good idea to research insurance companies to see which one has the best discounts for your situation.
He has extensive knowledge of several lines of insurance, including property and accident, health and life insurance. Liberty Mutual is one of the few insurance companies that offer special coverage and discounts for teachers and school employees. With the Insurefy quality score, Insurefy can provide quantitative ratings to drivers to better compare auto insurance companies and make informed decisions to meet their coverage needs. Most car insurance companies offer discounts if you combine two or more insurance policies, such as car insurance and home insurance.
To participate in the program, you must be free from accidents and violations for five years, regardless of whether you have been with Liberty Mutual for the full five years or with a previous insurer. The Liberty Mutual mobile app allows customers to directly access everything the insurance company has to offer. Liberty Mutual offers many additional coverages to expand the protection of your home and personal assets in its Liberty Mutual homeowners insurance policy. However, each auto insurance provider offers different discounts, and some have more discounts than others.