Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. One of the most common discounts is the safe driver discount, available to drivers without traffic violations or accidents. The Department of Driver Services (DDS) regulates the Driver Improvement Program, also known as the Defensive Driving Program.
This is a 6-hour course designed to teach drivers safe driving attitudes and behaviors. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better.
Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. You can get a discount for driving defensively on car insurance if you complete an approved driver education course. If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group.
Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings.
To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Founded in 1912, Liberty Mutual is one of the three largest insurers in the United States, and auto insurance is the main product offered by Liberty Mutual. Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. By attending traffic school, you can learn how to better avoid accidents and traffic violations by the at-fault party, which would increase your Liberty Mutual premium.