The Motor Vehicle Division must suspend the driver's license, the privilege of driving, or the privilege of obtaining a license for drivers who do not present proof of liability insurance. The suspension period can be from 90 days to 1 year, depending on previous licensing actions. The license suspension will occur even if the driver is not at fault for the collision. One of the most common discounts is the safe driver discount, available to drivers without traffic violations or accidents.
Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings. To compare quotes from different auto insurance companies, enter your zip code on this page to use the free quote tool. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances.
In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. After several years, he expanded his experience in insurance and obtained his license in health and also in AD&D insurance. A high-risk insurance plan allows you to enter the assigned risk fund, in which all insurance companies in the state must participate in order to operate in Maine. However, if you're unlucky enough to have your car stolen, your insurer can cover the cost of your stolen car.
Since not everyone is in compliance with the law, this also covers your medical expenses if someone without insurance hits your car and causes bodily injury. These limits are intended to protect drivers from other drivers who do not have adequate insurance in the event of an accident, limiting the punitive liability of insurance companies. Now that you know everything there is to know about driving laws and car insurance in Maine, enter your zip code below to get a quote. For example, if a fallen branch broke the windshield and damaged the car's roof, comprehensive insurance would cover the cost of repairing those damages, but you would need rent reimbursement coverage to cover the cost of renting while the car is being repaired.
Insurance costs can still fluctuate wildly between companies, meaning that choosing the right car insurance could save you hundreds of dollars a year. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. When it comes to car seat laws, the NHTSA states that children from birth to 12 months must be in rear-facing car seats, and children from one to seven years old must be secured in the car seat or booster seat appropriate for their age and weight.