At Liberty Mutual, students receive a discount for earning a GPA of B or higher with our good student discount. Liberty Mutual also offers a number of additional coverage options, such as emergency insurance, replacement of original parts, replacement of new cars and roadside assistance. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies. You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments.
The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. The Guides Auto team discovered that Maine has some of the cheapest car insurance rates in the country. For example, dashboard cameras can help prove fault in a car accident, prevent insurance fraud, and provide evidence in traffic courts. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium.
Teenage and young drivers pay much more for car insurance than other age groups because they lack driving experience. That's because Maine is the least expensive state for car insurance, according to the National Association of Insurance Commissioners (NAIC). Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium. For 25-year-old drivers in Maine, USA In the U.S., Auto-Owners and Geico are the best options for getting affordable car insurance.
The closest thing Liberty Mutual has to a discount on dashboard cameras is RightTrack, which monitors the driving habits of policyholders and adjusts their premiums accordingly. Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. Although Liberty Mutual doesn't offer discounts on dash cams, buying a dash cam could be worth it in the long run.