If you have a covered accident, you can rely on a rental car reimbursement to pay the cost of renting a car. If you decide to have your car serviced at a repair center authorized directly by Liberty Mutual and allow us to arrange the rental of the car, we will pay the rental expenses for as long as necessary to repair your car. Does your Liberty Mutual car insurance cover rental vehicles? It must cover your rental car up to the same limit as your regular vehicle. So, if you have an older car that has accumulated a ton of miles, you may not have enough coverage to rent a full-size or luxury car.
Liberty Mutual doesn't cover non-standard rental vehicles, including recreational vehicles, moving trucks, and motorcycles. You may need to add coverage to your policy or buy coverage from the rental company to stay insured. Keep reading to find out everything you need to know about Liberty Mutual car rental insurance and how it works. Comprehensive car insurance offers reimbursement for things like hailstorms and other natural disasters, in addition to damage caused by acts of vandalism or theft.
Yes, Liberty Mutual covers renting a vehicle while the vehicle is in the shop for repair, but only if your car was damaged in an accident, you filed a claim that was approved and has rental reimbursement coverage. Even when you have a good level of coverage, it's sometimes better to buy additional rental car insurance. Car insurance for people who don't own property is cheaper than a standard car policy, since it doesn't cover a specific vehicle. If you're financing a vehicle, a lender will likely require you to add collision and comprehensive policies to your car insurance coverage.
If you rent a regular car, SUV, or van, your Liberty Mutual policy should be expanded to cover that vehicle. The exact amount of the Liberty Mutual car rental discount depends on factors such as the type of car and the length of the rental period. Policyholders can also benefit from their normal Liberty Mutual insurance coverage when renting a car, whether or not they pay for their rent reimbursement. If you were to have an accident in a rental car, you would pay the deductible on your car insurance policy before the rental car insurance takes effect and covers the rest.
If you rent or rent vehicles frequently, but don't own a car, then non-homeowner auto insurance from Liberty Mutual is an affordable option. A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it. The only way to get short-term car insurance from Liberty Mutual, or any other reputable insurer, is to buy a six- or 12-month policy and cancel it when you no longer need it. Many people think of comprehensive car insurance as a type of comprehensive coverage that includes liability, collision, and more.