Insurance is not required in areas where registration is not required. However, a driver who has received a fine for a violation of 6 points or more in the past 5 years must have liability insurance. Georgia drivers can get standard car insurance or try Progressive's use-based or mileage-based telematics insurance, known as its Snapshot program. If you want additional coverage for your car in the event that you collide with a stationary object or suffer environmental damage, you'll need comprehensive insurance.
As illustrated in this chart, drivers in Georgia who are in their early 20s may find cheaper car insurance rates than when they were teenagers. Whether you want state minimum liability coverage or a full coverage insurance policy, the easiest way to find a good price on auto insurance in Georgia is to compare car insurance quotes online. USAA and car owners insurance are often the cheapest options on average for car insurance with full coverage for 17-year-olds. Geico also offers some useful additional coverage options, such as rideshare insurance, roadside assistance, or insurance against mechanical breakdowns, similar to an extended warranty on a car.
As this difference in costs illustrates, teen drivers in Georgia can expect to pay substantially more for car insurance coverage than older drivers. Because insurance coverage rates are a little cheaper in Georgia than the national average, you have a good chance of finding great car insurance in Georgia at great prices. The following sections provide estimates of the cheapest car insurance rates for drivers who may fall into these categories. This means that other drivers who use your car are covered by your insurance policy, as long as they have a valid driver's license and a permit to use your vehicle.
Next, we'll look at the state's cheapest car insurance companies and coverage options, starting with the providers and the most affordable coverage options. Georgia drivers in their twenties typically find affordable auto insurance with full coverage through USAA and Geico. The following series of tables shows the cheapest car insurance for young drivers in Georgia, along with the estimated monthly and annual costs.