Pet insurance can reimburse you for eligible veterinary expenses, especially if your pet has an unexpected accident or illness. Coverage may also be offered for elective and preventive procedures, depending on the insurance company and the pet policy. You can find coverage for your cat or dog from most pet insurers, but any other pet is considered an exotic animal and requires a specialized plan. You can also learn about insurance policies for homeowners who allow dogs and insurance options for renters who allow pets.
Other cost factors associated with pet health insurance, similar to health insurance for individuals, include annual premiums, deductibles, co-pays, and annual, lifetime, or incident limits. Most insurers don't cover dental treatments as part of their comprehensive plans, but with Progressive pet insurance from Pets Best, you can add coverage for routine cleanings. Request a pet insurance quote today to see how the coverage and prices of Progressive Pet Insurance from Pets Best can be customized for your pet. If the PIP is optional where you live, you can choose to reject it if you have a good health insurance plan that you would use for car accident injuries.
How much you pay for pet health insurance coverage depends on a variety of factors, just like health insurance for individuals. Pet health insurance also includes other well-known features of health insurance, such as deductibles, co-pays, and annual or lifetime coverage limits. For example, if you cause an accident that causes injuries to other people, you'll need to go to the bodily injury section of your liability car insurance.