Drivers can cancel a Geico policy by calling (800) 841-1587 and will receive a full refund for unused premiums. To cancel your Geico policy, you'll need your policy number and the date you want your policy to end. You may also need proof of a new policy if you change insurance companies. Fortunately, Geico doesn't have a complicated cancellation policy.
The bottom line is that you'll need to call 800-841-1587 and speak directly to a representative, who will take your policy number and desired cancellation date to record the termination of the policy. You can cancel coverage immediately or at a future date. You'll be responsible for your car's premiums until the cancellation date, but not after. If you paid premiums in advance after the cancellation date, you should receive a partial refund.
If you want to reduce your car insurance rates with Geico, it makes sense to research other car insurance companies' policies and quotes before you call. Many insurers accept cancellations through several channels, but Geico will only cancel your policy over the phone. Geico doesn't usually charge a cancellation fee if you want to cancel your Geico insurance policy. Here are step-by-step instructions on how to cancel your Geico insurance policy, as well as essential tips to consider when buying new insurance.
Since you should have already taken out another car insurance policy (if you are going to continue to own and drive a vehicle), it's time to choose the date on which you want your Geico policy to be canceled. Geico insurance doesn't usually allow policyholders to cancel a policy online, but you can call and talk to a customer service agent if you want to cancel. For example, if you cancel your car insurance policy from a home and car insurance package, you're only left with the home insurance policy, which doesn't count as a package. If you paid your insurance premiums in advance and then decide to cancel them before the end of your policy period, Geico will normally reimburse you for the unused portion of your policy.
Remember that you'll want to have a new car insurance policy already set up and ready to work if you plan to continue to own and drive a vehicle after you cancel your Geico policy. If you want to cancel your Geico car insurance policy, remember to take the important steps above before ending your coverage. If you call Geico's interactive voice response system, all you have to do is say “cancel the insurance policy” to be directed to an agent. When changing car insurance policies, it usually makes sense to leave a few days where old and new policies overlap.
Geico allows you to cancel your insurance policy at any time, making it easy for you to switch insurance providers if you're not having the best experience or can't find a better deal elsewhere. Your policy number is usually on an insurance card, on your insurance contract documentation, or online in your Geico account. If you paid for your Geico insurance policy in advance and cancel it before the renewal date, you will receive a refund for any unused portion of your policy. Certain states allow insurers like Geico to charge you a reduced rate if you cancel in the middle of the term of your policy.