Driver discounts are available for Georgia residents whose insurance is lower, such as those with a clean driving record. If you insure multiple cars with the same insurance company, you'll likely qualify for a multi-car discount. This type of discount is a great way to offset the cost of insuring multiple vehicles. You can save up to 25% on your total bill with a multi-vehicle discount, but the amount of the discount varies from company to company.
Keep reading to learn how having multiple cars on your insurance works and how much you could save. Georgia drivers have access to a variety of auto insurance discounts that can help them save money on their premiums. These discounts include discounts for safe drivers, discounts for good students, discounts for multiple vehicles, and more. Safe driver discounts are available for drivers who have maintained a clean driving record for a certain period of time, while good student discounts are available for students who maintain a high GPA.
However, drivers who have an accident waiver from the USAA won't see their auto insurance rates go up at all after their first accident in 5 years. Overall, taking advantage of these discounts can help Georgia drivers save money on their car insurance premiums while ensuring that they have the coverage they need to protect themselves and their vehicles. Your insurance company pays up to the limit specified in your policy for each type of car insurance coverage. For drivers who insure a car they just purchased, a new car discount could be offered to reduce the cost of the premium for physical damage coverage.
There are several insurance cost estimators that can be used to factor insurance costs into decisions to purchase a new car. Leslie Kasperowicz is an insurance expert with four years of direct experience in agencies and more than a decade creating educational content to help insurance buyers make informed and safe decisions. These are the most common discounts among insurers and represent a significant part of consumers' savings on auto insurance rates. Car insurance rates can vary from company to company, so even if the multi-car discount is a smaller amount, the overall rate might be better.
Just about anyone can get a discount on car insurance in Georgia because most insurance companies make it easy to get a variety of savings. For example, Allstate offers discounts for new cars if the driver is the first owner of the car and the vehicle is a current model from the year or a previous year. The amount you can save with auto insurance discounts in Georgia varies depending on the type of discount, the insurer, and your individual circumstances. The Power study indicated that nearly 12% of auto insurance customers used such programs and that nine of the top 10 passenger car insurers have UBI programs.
In addition, if the consumer really wants to purchase the technology beyond the opportunity to get a discount on car insurance, this small discount can serve as a license to justify the acquisition of the technology. It can mean cheaper car insurance because of the multi-car discounts offered by insurance companies when you insure more than one vehicle with the same policy.