Teen drivers can also be eligible for other Geico discounts, depending on their policy, such as the anti-lock discount, the military discount and the discount for anti-theft devices. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles.
If you have problems with Geico's online quotation system or prefer to speak to a representative, you can also request a quote through a local Geico agent or by calling (800) 207-7847. For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer. Each insurer uses its own algorithm to calculate premiums, so even if Geico charges you a high premium, you may be able to find a cheaper policy with another insurer.
You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance. Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags. There are more than 500 groups and organizations that have partnered with Geico to offer car insurance savings to their members. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if discounts are combined.
Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term. For more information on how to save on car insurance for teen drivers, check out WalletHub's picks to find the most affordable car insurance for teens. For example, Geico offers a multi-vehicle discount for drivers who insure more than one car on their policy.