Affected by Tennessee storms? See this special message. We work with independent agents who provide local, personalized experience. We have received numerous awards for customer service and claims management. We believe that it is our corporate responsibility to help local communities not only financially, but also with our time and talent.
We offer online access, because insurance should be easy to manage. We offer our insurance products through independent agents because of the many advantages they offer. Auto insurance companies will automatically apply any multi-vehicle discount to your quote when you request it. The Geico multi-line (or multi-policy) discount is for customers who combine auto insurance with another type of policy, such as insurance coverage for renters, homeowners, condominiums or mobile homes.
For example, you can combine home and car coverage to get the multi-line discount and insure two cars to get the multi-car discount. Some auto insurance companies ask who is the primary driver of each car, which is each driver's primary vehicle, or both. For the most part, a multi-car insurance policy works the same way as a single-car policy. When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy.
Geico allows you to add the most cars (nine) from any major insurance company, but each company allows you to have at least four cars in your policy. Auto insurance companies have worked to facilitate the process of getting quotes online, especially for several vehicles. We surveyed nine of the major insurance companies and found that they all offered discounts when insuring multiple cars. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers.
The multi-vehicle discount makes the policy less expensive than it would be if you insured both cars individually. To learn more about whether Geico MBI is worth it, check out WalletHub's comprehensive guide to insurance against mechanical breakdowns. Yes, Geico offers mechanical breakdown insurance for cars that are less than 15 months old and less than 15,000 miles old. If you need to insure 10 or more vehicles, you can add additional vehicles to your policy by working directly with an agent or by purchasing a commercial auto insurance policy.
Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate.