These rates are based on a 35-year-old driver with good credit and a clean driving record. Your rates will vary based on several factors. Our research shows that car owners insurance and USAA offer the cheapest car insurance rates in Georgia on average for drivers aged 16. USAA and car owners insurance are often the cheapest options on average for car insurance with full coverage for 17-year-olds. Based on our rate estimates, 17-year-old drivers pay slightly less for car insurance than 16-year-old drivers.
The availability of discounts may vary by state, so you'll need to talk to an insurance agent to find out what auto insurance discounts you're eligible for. The cheapest auto insurance companies in Georgia are USAA, Geico, Auto-Owners Insurance, Georgia Farm Bureau, and Progressive. Georgia drivers in their twenties typically find affordable auto insurance with full coverage through USAA and Geico. Car insurance rates are difficult to predict because there are several factors, beyond what we've already mentioned, that affect car insurance rates in Georgia.
The company offers useful discounts on auto insurance, including discounts for military installations and low annual miles. However, young drivers and students in the state, especially, may want to get an auto insurance quote from the company, because of its various discounts aimed at those drivers. Georgia may be one of the most expensive states to insure a car, but discounts can make it more affordable. Geico also offers some useful additional coverage options, such as rideshare insurance, roadside assistance, or insurance against mechanical breakdowns, similar to an extended warranty on a car.