Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage midway through the policy. Progressive customers will receive a refund for unused premiums, less cancellation fees. Insurers will generally reimburse you for the unused portion of your policy, assuming you paid in advance. However, depending on your state and the time of cancellation, your insurer may charge a cancellation fee.
Learn how to get a refund on car insurance. The most reliable method is to call the main customer service number at 888-671-4405 to request cancellation. Progressive agents answer that number 24 hours a day, seven days a week. 2 To cancel your policy, you'll need your name, policy number, date of birth and Social Security number, as well as the date you want to cancel the policy.
You can end your coverage the same day you call, but we strongly recommend that you wait until your policy expires. That way, there's no chance that Progressive will charge you a cancellation fee. It's usually easiest to change your car insurance company at the time your policy is renewed, but if you choose to switch in the middle of the policy, your current insurer will normally reimburse you for unused premiums, less cancellation fees. There's no need to cancel your car insurance after selling a car if you're driving a different vehicle.
If you use an insurance broker for your car policy with Progressive, then you won't have to worry about how to cancel your Progressive auto policy. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. You should switch your car insurance to another company when you can find a cheaper rate for the same amount of coverage without sacrificing aspects such as customer service. Depending on your insurance company, you may be able to cancel your policy by calling your insurer or agent.
The cheapest insurer for an old car may not be the cheapest for a new car or special vehicle, since each insurer calculates rates differently. If you've been in a car accident and Progressive has denied your claim, it's essential to understand why. Insurers generally charge lower premiums to homeowners, and you can also get a discount for multiple policies if you insure your home and car with the same company. Car insurance rates vary dramatically by age, with particularly steep drops when the driver turns 19 and 21. You'll talk to an agent who will need your name, date of birth, Social Security number, and Progressive Insurance car policy number.
One very important note to remember: don't cancel your Progressive insurance until your new insurance is paid and in effect. Stopping using Progressive Insurance midway through the term of your auto policy could result in a cancellation fee. The only reason that would delay canceling your car insurance in Progressive would be if you didn't include all the required information. The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, such as the state laws where you live, the term of the policy, and how often you pay the premium.